Interest Rates on Post Office Schemes From 01 January 2024 TO 30 June 2024


Instrument Rate of Interest Compunding Frequency
Savings Deposit 4.00 % N/A
1 Year Time Deposit 6.90 % Quarterly
2 Years Time Deposit 7.00 % Quarterly
3 Years Time Deposit 7.10 % Quarterly
5 Years Time Deposit 7.50 % Quarterly
Recurring Deposit-5 Years 6.70 % Quarterly
Monthly Income Scheme (M.I.S)-5 Years 7.40 % N/A
National Savings Certificate (N.S.C)-5 Years 7.70 % Yearly
Kisan Vikas Patra (K.V.P) 7.40 % Yearly
Note : K.V.P Now Doubles in 115 Months

TIME DEPOSIT CHART
Amount 1 TD @ 6.90 % 2 TD @ 7.00 % 3 TD @ 7.10 % 5 TD @ 7.50 %
5,000 5,354 5,719 6,094 6,928
10,000 10,708 11,437 12,187 13,857
25,000 26,770 28,593 30,468 34,642
50,000 53,540 57,186 60,937 69,284
1,00,000 1,07,081 1,14,372 1,21,874 1,38,568
N.S.C CHART
Amount N.S.C @ 7.70 %
5,000 7,245
10,000 14,490
25,000 36,226
50,000 72,452
1,00,000 1,44,903
M.I.S CHART
Amount M.I.S @ 7.40 %
45,000 278
90,000 555
3,00,000 1,850
4,50,000 2,775
9,00,000 5,550
RECURRING DEPOSIT CHART
Amount RD @ 6.70 %
500 35,683
1,000 71,366
1,500 1,07,049
2,000 1,42,732
5,000 3,56,829
5 YEARS M.I.S TO RD CHART
Amount Int RD Investment MATURITY Total
45,000 278 278 × 60 = 16,680 19,840 64,840
90,000 555 555 × 60 = 33,300 39,608 1,29,608
3,00,000 1,850 1,850 × 60 = 1,11,000 1,32,027 4,32,027
4,50,000 2,775 2,775 × 60 = 1,66,500 1,98,040 6,48,040
9,00,000 5,550 5,550 × 60 = 3,33,000 3,96,080 12,96,080

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