Interest Rates on Post Office Schemes From 01 October 2022 TO 31 December 2022


Instrument Rate of Interest Compunding Frequency
Savings Deposit 4.00 % N/A
1 Year Time Deposit 5.50 % Quarterly
2 Years Time Deposit 5.70 % Quarterly
3 Years Time Deposit 5.80 % Quarterly
5 Years Time Deposit 6.70 % Quarterly
Recurring Deposit-5 Years 5.80 % Quarterly
Monthly Income Scheme (M.I.S)-5 Years 6.70 % N/A
National Savings Certificate (N.S.C)-5 Years 6.80 % Yearly
Kisan Vikas Patra (K.V.P) 7.00 % Yearly
Note : K.V.P Now Doubles in 123 Months

TIME DEPOSIT CHART
Amount 1 TD @ 5.50 % 2 TD @ 5.70 % 3 TD @ 5.80 % 5 TD @ 6.70 %
5,000 5,281 5,582 5,889 6,718
10,000 10,561 11,165 11,778 13,435
25,000 26,404 27,911 29,446 33,588
50,000 52,807 55,823 58,891 67,176
1,00,000 1,05,614 1,11,646 1,17,782 1,34,351
N.S.C CHART
Amount N.S.C @ 6.80 %
5,000 6,947
10,000 13,895
25,000 34,737
50,000 69,475
1,00,000 1,38,949
M.I.S CHART
Amount M.I.S @ 6.70 %
45,000 251
90,000 503
3,00,000 1,675
4,50,000 2,513
9,00,000 5,025
RECURRING DEPOSIT CHART
Amount RD @ 5.80 %
500 34,848
1,000 69,697
1,500 1,04,545
2,000 1,39,393
5,000 3,48,484
5 YEARS M.I.S TO RD CHART
Amount Int RD Investment MATURITY Total
45,000 251 251 × 60 = 15,060 17,494 62,494
90,000 503 503 × 60 = 30,180 35,057 1,25,057
3,00,000 1,675 1,675 × 60 = 1,00,500 1,16,742 4,16,742
4,50,000 2,513 2,513 × 60 = 1,50,780 1,75,148 6,25,148
9,00,000 5,025 5,025 × 60 = 3,01,500 3,50,226 12,50,226

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